Presently, all drivers are required to carry No-Fault coverage (Personal Injury Protection) to cover medical expenses and lost wages after a car accident and property damage coverage. However, without the Legislature saving it before October 1, Florida's requirement for No-Fault coverage expires.
Until this week, Florida Department of Highway Safety and Motor Vehicles officials were saying that most Florida drivers would no longer have to carry property damage coverage once No-Fault has expired. Yesterday, they changed their tune.
Now, the Department says even if no-fault disappears, Florida drivers will still need to have at least $10,000.00 in property damage insurance coverage. However, if they are correct, there is presently no way to enforce that requirement.
Which one is it? Do we need property damage insurance or not? Do the legislators really care more about having coverage in the event someone runs over a stop sign or hits a guardrail than making sure people have insurance coverage to pay for medical expenses, lost wages and even funeral expenses? The answer is becoming obvious!!
To contact me to discuss your rights after a Florida car accident or work related injury, simply click here.