Seems odd, but runaway horses (or other animals) can result in you needing uninsured motorist coverage. Just ask the Iowan in this story who was injured and had to be airlifted to the hospital after colliding with runaway horses--one crashing through the windshield into the passenger compartment.
In this type of car accident occurs in Florida, the injured driver can submit a claim under his uninsured motorist claim for medical bills, lost wages, and pain and suffering damages.
Uninsured motorist coverage is the most important type of automobile insurance coverage in Florida. This coverage protects you if you are injured by a hit-and-run vehicle, a driver who does not have any bodily injury liability insurance (which is not required in Florida), and yes, even runaway horses!
If you have questions regarding your rights after a Florida car accident, you can contact me by clicking here. My law firm has been helping those injured in Florida car accidents and work injuries for over 52 years. I will be happy to help you.