Florida's No-Fault law's changes became effective on January 1st. The law now states that if a person injured in a car accident waits to see if his or her injuries will improve and fails to seek medical care within two weeks of the accident, the person's insurance carrier does not have to pay for any medical treatment or lost wages even though the person paid for this coverage.
They claim this is a way to reduce costs, but I don't see it. Now, they are forcing those who would have waited to see if they heal from the initial trauma of a car accident into the doctor's office--a cost the carriers may not have had to pay otherwise. To me, this is a scheme to rip insurance benefits away from those legitimately injured in car accidents. It's wrong, and what's worse, the insurance company is not required to tell their insured about this change in the law.
If you or someone you know is involved in a car accident, they must see a doctor right away. Waiting too long will eliminate your rights under your car insurance contract.
Seeing a doctor within 14 days isn't all you need to do to get the $10,000 No-Fault benefits you paid for. Stay tuned to my blog for information on the requirement of a diagnosis of an "Emergency Medical Condition" in order to get your benefits.
Drive safely and watch out for those who don't. Now, I must add, if you are injured in a car accident, see a doctor right away. Otherwise, payment for care could be coming out of your pocket even though you paid for insurance to cover these expenses.
Personal Injury Attorney Matthew Noyes represents those injured in car accidents, motorcycle crashes, bicycle accidents, pedestrian accidents and other types of personal injury matters. His Clearwater law firm – Perenich Caulfield Avril Noyes – is one of the oldest personal injury law firms in Pinellas County. Call Attorney Matthew Noyes now at 727-796-8282 or simply click here to schedule a free case consultation.